How to verify a California contractor’s license and insurance

Steps

1. Ask for the license number and the name on it.
2. Look it up on the CSLB site. Check the status is active and the class fits the work.
3. Check the workers’ comp info shown for that license. Look at what the lookup actually displays for you.
4. Ask for a certificate or exemption.
5. Call the agent. See how to verify a certificate.
6. Write down the date and what you found.

Why license status helps

The CSLB says a license is suspended if required workers’ comp lapses. A suspended or inactive license is a signal to stop and ask. A license check doesn’t replace the certificate. It’s a second look.

What the license check can’t tell you

• It doesn’t show general liability coverage.
• It doesn’t show endorsements like additional insured.
• It doesn’t show a renewal that’s coming up soon.

Those still need the certificate and the agent. Our service handles both.

Sources: CSLB workers’ comp requirements. Laws and agency rules change. Check the current version.

Not legal or insurance advice. This is general information. Your contract, your state and your policy decide what applies to you. Ask your broker or attorney.

A simple routine on every job

1. Before the sub starts, get the certificate and workers’ comp proof, or the exemption paperwork your state allows.
2. Look the contractor up on the state license board’s website and read what the lookup shows.
3. Save a copy with the date you checked and who checked.
4. Put every policy end date on a calendar.
5. Ask a local attorney or broker about anything unusual.